BankFailFriday(sm)

 
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#BankFailFriday (sm) - Post Mortem: 3 Banks Closed 1/15/2010

On Friday, January 15, 2010, three banks were closed: Town Community Bank and Trust, Antioch, Illinois, St. Stephen State Bank, St. Stephen, Minnesota and Barnes Banking Company, Kaysville, Utah. The total number of closed banks for 2010 is fours.

 

The three tables below show a few performance metrics for the closed banks and using simple terminology, puts them in perspective:

 

 

 

 

Each of these banks had sub-standard capital to withstand loan losses. All three were losing money and the Barnes Banking Company was losing a lot of money.

 

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Filed under  //   FDIC   IL   MN   Post Mortem   UT  

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#BankFailFriday (sm) - Post Mortem: Horizon Bank

Sunday, January 10, 2010: Horizon Bank closed this past Friday. It was the first bank and second financial institution to close in 2010.

The table below shows a few performance metrics for Horizon Bank and using simple terminology, puts them in perspective.

This bank has been losing money for over a year and it had basically no capital left to absorb its mounting bad loans.

The numbers speak for themselves.

 

 

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Filed under  //   FDIC   Post Mortem   WA  
Posted by David Gerbino 

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