payday spending

Payday Spending Ideas

Tis the season of sniffles and spending – but don’t despair, Christmas need not be a time of over-indulgence and low finances. Whether you are expecting a payday bonanza, or are running at the bottom month on month, there are still ways you can treat yourself and your family this payday without breaking the bank.

There are many ways to spend your hard earned money this Christmas but if spending all your disposable income on one day in the depths of winter does not strike you as a sensible idea, why not consider thinking ahead, and planning a holiday for next year? It will give you something to look forward to in the bleak months to come and stop you from feeling the January blues when next month’s payday comes later than would be ideal.

– Luxurious extravagance:

There are not many of us feeling flush this year, perhaps, but there is no harm in dreaming. If you do find yourself with an unexpected financial boon this Christmas, consider splashing out on a very special holiday for you and your loved ones? If you are one of the lucky few for whom money is no object, why not find yourself your very own desert island paradise in the South Pacific and watch your troubles drift out to sea from the white sand beaches? If you are a lover of winter wonderlands, why not head north to Lapland for Arctic Adventure? Or forge a new path in Iceland, the land of fire and ice? Slightly closer to home, why not head to a ski resort somewhere in Europe for fresh powder and apres ski luxury?

ice hotel

– Ethical Travel:

If you are sick of consumerism and inequality and feel like doing something this Christmas to make the world a slightly better place, then you could go for one of the many holiday options for a range of budgets that not only give you a good break, but also allow you to give something back. Head to an eco friendly resort or campsite, head off on a fair trade tour, or do the popular ‘gap year’ thing and head off, for however long, to help build wells or a school or rebuild after a natural disaster.

Options that are extremely light on the payday spending include joining up with WWOOF (World Wide Opportunities on Organic Farms), or be a POOSHer and sign up to help people build their eco dream homes world wide. You will have to work hard, but you will be given somewhere to stay and your food, and you will have a glowing sense at the end of each day of a job well done, and can feel good about your karma too.

– Budget friendly options:

Camping, glamping, couchsurfing and house-sitting all offer excellent options for wonderful holidays that won’t hammer the paycheque. So, however much disposable income you have this payday, consider a holiday, to cheer up the winter months, and take you sailing through to Spring!